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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $630,421 | $161,352+290.7% | $134,172+369.9% | $137,256+359.3% |
| Participation rate | 80.0% | 78.3%+1.7pp | 72.5%+7.5pp | 80.0%0pp |
| Annual return | 21.54% | 28.72%-7.2pp | 25.30%-3.8pp | 220.34%-198.8pp |
| Employer contribution / active EE | $1,125 | $4,099-72.6% | $3,420-67.1% | $4,156-72.9% |
| Participant deferral / active EE | $17,100 | $5,552+208.0% | $4,690+264.6% | $6,407+166.9% |
| Admin fee / account holder | $3,217 | $15,028-78.6% | $12,016-73.2% | $12,270-73.8% |