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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 26 · EIN 13-5674085 | Advisory (Participants) | $65,242 |
FIDELITY INVESTMENTS INSTITUTIONAL11+ years Service code 37 · EIN 04-2647786 | Loan Processing | -$586 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,924 | $46,464+9.6% | $150,298-66.1% | $79,634-36.1% |
| Participation rate | 84.3% | 57.0%+27.4pp | 77.8%+6.6pp | 62.5%+21.8pp |
| Annual return | 19.91% | 27.89%-8.0pp | 62.79%-42.9pp | 36.46%-16.5pp |
| Employer contribution / active EE | $962 | $1,512-36.4% | $4,154-76.9% | $2,529-62.0% |
| Participant deferral / active EE | $5,337 | $2,157+147.4% | $5,453-2.1% | $3,835+39.2% |
| Admin fee / account holder | $116 | $891-87.0% | $14,116-99.2% | $1,002-88.5% |