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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,270 | $201,264-20.4% | $184,185-13.0% | $145,978+9.8% |
| Participation rate | 75.0% | 87.5%-12.5pp | 86.8%-11.8pp | 80.3%-5.3pp |
| Annual return | 6.22% | 29.00%-22.8pp | 28.81%-22.6pp | 550.52%-544.3pp |
| Employer contribution / active EE | $2,870 | $7,021-59.1% | $6,426-55.3% | $4,662-38.4% |
| Participant deferral / active EE | $7,998 | $9,806-18.4% | $9,132-12.4% | $6,690+19.6% |
| Admin fee / account holder | $26,059 | $16,376+59.1% | $13,909+87.4% | $13,400+94.5% |