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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,051 | $139,948-73.5% | $121,663-69.5% | $154,746-76.1% |
| Participation rate | 81.8% | 78.0%+3.8pp | 74.5%+7.3pp | 80.7%+1.1pp |
| Annual return | 7.47% | 230.52%-223.1pp | 147.54%-140.1pp | 172.34%-164.9pp |
| Employer contribution / active EE | $1,340 | $3,521-61.9% | $3,020-55.6% | $4,379-69.4% |
| Participant deferral / active EE | $2,690 | $5,629-52.2% | $4,887-44.9% | $6,730-60.0% |
| Admin fee / account holder | $1,938 | $17,321-88.8% | $14,289-86.4% | $14,365-86.5% |