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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,051 | $132,099-72.0% | $115,599-67.9% | $138,895-73.3% |
| Participation rate | 81.8% | 77.9%+4.0pp | 74.3%+7.5pp | 79.9%+1.9pp |
| Annual return | 7.47% | 176.76%-169.3pp | 111.10%-103.6pp | 145.39%-137.9pp |
| Employer contribution / active EE | $1,340 | $3,416-60.8% | $2,955-54.7% | $4,194-68.1% |
| Participant deferral / active EE | $2,690 | $5,617-52.1% | $4,889-45.0% | $6,396-57.9% |
| Admin fee / account holder | $1,938 | $15,650-87.6% | $12,841-84.9% | $12,562-84.6% |