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| Provider | Service type | Compensation |
|---|---|---|
CREATIVE PLANNING LLC2 years Service code 27 · EIN 84-4519624 | Advisory (Plan) | $63,157 |
STRATEGIC ADVISORS, INC.1 year Filed as: STRATEGIC ADVISERS LLC Service code 27 · EIN 04-2654524 | Advisory (Plan) | $16,726 |
FIDELITY INVESTMENTS INSTITUTIONAL11+ years Service code 37 · EIN 04-2647786 | Loan Processing | $665 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,546 | $79,634+115.4% | $64,489+166.0% | $79,634+115.4% |
| Participation rate | 52.6% | 62.5%-9.9pp | 67.7%-15.1pp | 62.5%-9.9pp |
| Annual return | 16.84% | 36.46%-19.6pp | 55.03%-38.2pp | 36.46%-19.6pp |
| Employer contribution / active EE | $1,653 | $2,529-34.7% | $1,523+8.5% | $2,529-34.7% |
| Participant deferral / active EE | $5,527 | $3,835+44.1% | $2,778+99.0% | $3,835+44.1% |
| Admin fee / account holder | $134 | $1,002-86.6% | $4,260-96.8% | $1,002-86.6% |