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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,160 | $70,366+55.1% | $66,674+63.7% | $138,895-21.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 16.38% | 386.41%-370.0pp | 321.24%-304.9pp | 145.39%-129.0pp |
| Employer contribution / active EE | $3,437 | $2,765+24.3% | $2,620+31.2% | $4,194-18.1% |
| Participant deferral / active EE | $3,350 | $4,374-23.4% | $4,084-18.0% | $6,396-47.6% |
| Admin fee / account holder | $6,012 | $5,262+14.2% | $5,098+17.9% | $12,562-52.1% |