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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,954 | $59,467+126.9% | $93,727+44.0% | $74,478+81.2% |
| Participation rate | 48.3% | 59.6%-11.3pp | 68.7%-20.4pp | 67.2%-18.9pp |
| Annual return | 14.86% | 82.14%-67.3pp | 133.83%-119.0pp | 1370.56%-1355.7pp |
| Employer contribution / active EE | $0 | $1,267-100.0% | $2,421-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $4,223 | $3,052+38.4% | $4,417-4.4% | $4,350-2.9% |
| Admin fee / account holder | $4,315 | $3,028+42.5% | $8,292-48.0% | $1,946+121.7% |