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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,870 | $95,453-38.3% | $112,040-47.5% | $82,448-28.6% |
| Participation rate | 76.5% | 72.8%+3.7pp | 76.5%0pp | 68.1%+8.4pp |
| Annual return | 19.08% | 23.92%-4.8pp | 24.52%-5.4pp | 41.64%-22.6pp |
| Employer contribution / active EE | $1,477 | $2,318-36.3% | $2,954-50.0% | $2,551-42.1% |
| Participant deferral / active EE | $2,399 | $4,224-43.2% | $5,098-52.9% | $4,139-42.0% |
| Admin fee / account holder | $1,274 | $9,013-85.9% | $12,098-89.5% | $7,234-82.4% |