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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,863 | $101,795+206.4% | $165,100+88.9% | $80,959+285.2% |
| Participation rate | 96.3% | 71.8%+24.5pp | 78.6%+17.7pp | 67.7%+28.6pp |
| Annual return | 15.92% | 16.73%-0.8pp | 70.21%-54.3pp | 35.67%-19.8pp |
| Employer contribution / active EE | $4,429 | $2,954+49.9% | $4,348+1.9% | $2,757+60.6% |
| Participant deferral / active EE | $7,837 | $4,476+75.1% | $6,035+29.9% | $4,300+82.3% |
| Admin fee / account holder | $6,580 | $8,221-20.0% | $12,696-48.2% | $6,925-5.0% |