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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,007 | $114,119-27.3% | $107,187-22.6% | $138,895-40.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 18.55% | 273.21%-254.7pp | 204.55%-186.0pp | 145.39%-126.8pp |
| Employer contribution / active EE | $19,116 | $4,059+371.0% | $3,782+405.4% | $4,194+355.8% |
| Participant deferral / active EE | $2,845 | $5,538-48.6% | $5,096-44.2% | $6,396-55.5% |
| Admin fee / account holder | $10,932 | $10,024+9.1% | $9,162+19.3% | $12,562-13.0% |