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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,007 | $134,817-38.4% | $123,973-33.0% | $155,188-46.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 18.55% | 515.49%-496.9pp | 388.13%-369.6pp | 148.84%-130.3pp |
| Employer contribution / active EE | $19,116 | $4,425+332.0% | $4,126+363.3% | $4,248+350.0% |
| Participant deferral / active EE | $2,845 | $5,706-50.1% | $5,247-45.8% | $6,531-56.4% |
| Admin fee / account holder | $10,932 | $13,245-17.5% | $11,799-7.3% | $14,480-24.5% |