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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,695 | $72,071+129.9% | $68,368+142.4% | $137,256+20.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 11.15% | 353.14%-342.0pp | 292.57%-281.4pp | 220.34%-209.2pp |
| Employer contribution / active EE | $2,706 | $2,788-2.9% | $2,649+2.1% | $4,156-34.9% |
| Participant deferral / active EE | $2,229 | $4,410-49.4% | $4,123-45.9% | $6,407-65.2% |
| Admin fee / account holder | $2,720 | $5,336-49.0% | $5,150-47.2% | $12,270-77.8% |