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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $479,591 | $160,028+199.7% | $147,080+226.1% | $145,884+228.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.43% | 98.60%-84.2pp | 420.17%-405.7pp | 551.85%-537.4pp |
| Employer contribution / active EE | $4,859 | $5,286-8.1% | $4,933-1.5% | $4,662+4.2% |
| Participant deferral / active EE | $10,229 | $8,422+21.5% | $8,066+26.8% | $6,690+52.9% |
| Admin fee / account holder | $476 | $15,030-96.8% | $12,989-96.3% | $13,392-96.4% |