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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,304 | $102,422+0.9% | $147,117-29.8% | $80,959+27.6% |
| Participation rate | 88.0% | 75.9%+12.1pp | 82.2%+5.8pp | 67.7%+20.3pp |
| Annual return | 9.89% | 135.16%-125.3pp | 420.54%-410.6pp | 35.67%-25.8pp |
| Employer contribution / active EE | $2,042 | $3,717-45.1% | $4,932-58.6% | $2,757-25.9% |
| Participant deferral / active EE | $5,851 | $6,652-12.0% | $8,065-27.5% | $4,300+36.0% |
| Admin fee / account holder | $96,200 | $7,953+1109.5% | $12,993+640.4% | $6,925+1289.1% |