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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,528 | $125,193+87.3% | $105,591+122.1% | $145,978+60.7% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 11.96% | 225.53%-213.6pp | 116.43%-104.5pp | 550.52%-538.6pp |
| Employer contribution / active EE | $3,711 | $3,718-0.2% | $3,166+17.2% | $4,662-20.4% |
| Participant deferral / active EE | $4,401 | $5,708-22.9% | $5,008-12.1% | $6,690-34.2% |
| Admin fee / account holder | $3,317 | $17,277-80.8% | $11,024-69.9% | $13,400-75.2% |