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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,681 | $110,337+91.8% | $102,383+106.8% | $145,877+45.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.94% | 24.83%-14.9pp | 24.94%-15.0pp | 551.28%-541.3pp |
| Employer contribution / active EE | $14,092 | $4,216+234.2% | $3,870+264.1% | $4,663+202.2% |
| Participant deferral / active EE | $8,886 | $5,621+58.1% | $5,060+75.6% | $6,691+32.8% |
| Admin fee / account holder | $12,775 | $9,750+31.0% | $8,391+52.2% | $13,402-4.7% |