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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,813 | $81,276+379.6% | $155,574+150.6% | $80,925+381.7% |
| Participation rate | 96.3% | 66.2%+30.0pp | 78.2%+18.1pp | 67.7%+28.6pp |
| Annual return | 15.79% | 33.36%-17.6pp | 64.87%-49.1pp | 35.65%-19.9pp |
| Employer contribution / active EE | $17,423 | $3,103+461.5% | $4,676+272.6% | $2,756+532.1% |
| Participant deferral / active EE | $15,861 | $3,453+359.4% | $5,629+181.8% | $4,299+269.0% |
| Admin fee / account holder | $4,978 | $7,993-37.7% | $15,914-68.7% | $6,940-28.3% |