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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,813 | $81,358+379.1% | $155,556+150.6% | $80,959+381.5% |
| Participation rate | 96.3% | 66.3%+30.0pp | 78.2%+18.1pp | 67.7%+28.6pp |
| Annual return | 15.79% | 33.39%-17.6pp | 64.84%-49.1pp | 35.67%-19.9pp |
| Employer contribution / active EE | $17,423 | $3,106+460.9% | $4,675+272.6% | $2,757+531.9% |
| Participant deferral / active EE | $15,861 | $3,455+359.0% | $5,631+181.7% | $4,300+268.8% |
| Admin fee / account holder | $4,978 | $7,994-37.7% | $15,885-68.7% | $6,925-28.1% |