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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,732 | $71,230-66.7% | $93,727-74.7% | $80,959-70.7% |
| Participation rate | 79.7% | 60.4%+19.4pp | 68.7%+11.0pp | 67.7%+12.1pp |
| Annual return | 13.82% | 11.26%+2.6pp | 133.83%-120.0pp | 35.67%-21.9pp |
| Employer contribution / active EE | $2,064 | $1,565+31.9% | $2,421-14.8% | $2,757-25.1% |
| Participant deferral / active EE | $2,037 | $4,037-49.5% | $4,417-53.9% | $4,300-52.6% |
| Admin fee / account holder | $467 | $6,961-93.3% | $8,292-94.4% | $6,925-93.3% |