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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,070 | $125,190+17.5% | $105,624+39.2% | $145,897+0.8% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 10.51% | 225.22%-214.7pp | 116.20%-105.7pp | 552.29%-541.8pp |
| Employer contribution / active EE | $5,821 | $3,720+56.5% | $3,168+83.8% | $4,663+24.8% |
| Participant deferral / active EE | $5,234 | $5,716-8.4% | $5,013+4.4% | $6,689-21.8% |
| Admin fee / account holder | $1,516 | $17,138-91.2% | $10,961-86.2% | $13,390-88.7% |