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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,051 | $132,099-17.4% | $115,599-5.7% | $138,895-21.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 8.40% | 176.76%-168.4pp | 111.10%-102.7pp | 145.39%-137.0pp |
| Employer contribution / active EE | $5,806 | $3,416+70.0% | $2,955+96.5% | $4,194+38.4% |
| Participant deferral / active EE | $5,266 | $5,617-6.2% | $4,889+7.7% | $6,396-17.7% |
| Admin fee / account holder | $60,469 | $15,650+286.4% | $12,841+370.9% | $12,562+381.4% |