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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,017 | $117,829-44.0% | $102,423-35.5% | $145,877-54.7% |
| Participation rate | 11.1% | 78.6%-67.5pp | 76.5%-65.4pp | 80.3%-69.2pp |
| Annual return | 12.76% | 31.83%-19.1pp | 29.42%-16.7pp | 551.28%-538.5pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,023-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,956 | $5,732-65.9% | $5,054-61.3% | $6,691-70.8% |
| Admin fee / account holder | $271 | $13,335-98.0% | $9,455-97.1% | $13,402-98.0% |