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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,182 | $63,703-4.0% | $93,063-34.3% | $82,448-25.8% |
| Participation rate | 65.3% | 63.8%+1.5pp | 72.1%-6.8pp | 68.1%-2.8pp |
| Annual return | 15.34% | -775.43%+790.8pp | 34.15%-18.8pp | 41.64%-26.3pp |
| Employer contribution / active EE | $973 | $1,729-43.7% | $2,476-60.7% | $2,551-61.8% |
| Participant deferral / active EE | $5,085 | $2,919+74.2% | $3,958+28.5% | $4,139+22.8% |
| Admin fee / account holder | $7,554 | $5,982+26.3% | $6,033+25.2% | $7,234+4.4% |