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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,962 | $61,787-3.0% | $97,197-38.3% | $80,925-25.9% |
| Participation rate | 53.2% | 63.5%-10.3pp | 72.7%-19.5pp | 67.7%-14.5pp |
| Annual return | 12.03% | -558.16%+570.2pp | 75.47%-63.4pp | 35.65%-23.6pp |
| Employer contribution / active EE | $825 | $1,836-55.1% | $2,723-69.7% | $2,756-70.1% |
| Participant deferral / active EE | $4,821 | $3,027+59.3% | $4,263+13.1% | $4,299+12.2% |
| Admin fee / account holder | $9,444 | $5,170+82.7% | $5,637+67.5% | $6,940+36.1% |