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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,261 | $111,535-66.6% | $105,223-64.6% | $137,256-72.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 15.44% | 237.85%-222.4pp | 180.65%-165.2pp | 220.34%-204.9pp |
| Employer contribution / active EE | $2,023 | $3,939-48.6% | $3,689-45.1% | $4,156-51.3% |
| Participant deferral / active EE | $2,340 | $5,500-57.5% | $5,072-53.9% | $6,407-63.5% |
| Admin fee / account holder | $4,573 | $9,721-53.0% | $8,859-48.4% | $12,270-62.7% |