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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,083 | $185,312-62.2% | $161,489-56.6% | $154,746-54.7% |
| Participation rate | 83.3% | 82.5%+0.9pp | 78.7%+4.6pp | 80.7%+2.6pp |
| Annual return | 18.33% | 103.84%-85.5pp | 89.72%-71.4pp | 172.34%-154.0pp |
| Employer contribution / active EE | $3,235 | $4,769-32.2% | $4,268-24.2% | $4,379-26.1% |
| Participant deferral / active EE | $11,740 | $6,350+84.9% | $5,630+108.5% | $6,730+74.4% |
| Admin fee / account holder | $9,692 | $18,654-48.0% | $16,006-39.4% | $14,365-32.5% |