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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,083 | $172,111-59.3% | $150,298-53.4% | $137,256-48.9% |
| Participation rate | 83.3% | 81.7%+1.6pp | 77.8%+5.6pp | 80.0%+3.4pp |
| Annual return | 18.33% | 69.37%-51.0pp | 62.79%-44.5pp | 220.34%-202.0pp |
| Employer contribution / active EE | $3,235 | $4,636-30.2% | $4,154-22.1% | $4,156-22.2% |
| Participant deferral / active EE | $11,740 | $6,166+90.4% | $5,453+115.3% | $6,407+83.2% |
| Admin fee / account holder | $9,692 | $16,471-41.2% | $14,116-31.3% | $12,270-21.0% |