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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,713 | $107,421+169.7% | $182,262+59.0% | $94,015+208.2% |
| Participation rate | 77.5% | 77.8%-0.3pp | 84.2%-6.7pp | 70.8%+6.7pp |
| Annual return | 12.77% | 21.32%-8.5pp | 140.60%-127.8pp | 17.84%-5.1pp |
| Employer contribution / active EE | $4,495 | $3,448+30.4% | $5,046-10.9% | $2,790+61.1% |
| Participant deferral / active EE | $10,302 | $6,558+57.1% | $8,276+24.5% | $4,249+142.4% |
| Admin fee / account holder | $12,855 | $8,692+47.9% | $16,712-23.1% | $8,951+43.6% |