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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,743 | $86,949+237.8% | $102,460+186.7% | $80,959+262.8% |
| Participation rate | 93.1% | 72.4%+20.7pp | 76.5%+16.6pp | 67.7%+25.4pp |
| Annual return | 11.68% | 18.89%-7.2pp | 29.47%-17.8pp | 35.67%-24.0pp |
| Employer contribution / active EE | $6,225 | $2,370+162.7% | $3,025+105.8% | $2,757+125.8% |
| Participant deferral / active EE | $6,302 | $4,121+52.9% | $5,056+24.6% | $4,300+46.5% |
| Admin fee / account holder | $3,973 | $8,048-50.6% | $9,460-58.0% | $6,925-42.6% |