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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,743 | $86,938+237.9% | $102,423+186.8% | $80,925+263.0% |
| Participation rate | 93.1% | 72.4%+20.7pp | 76.5%+16.6pp | 67.7%+25.4pp |
| Annual return | 11.68% | 18.89%-7.2pp | 29.42%-17.7pp | 35.65%-24.0pp |
| Employer contribution / active EE | $6,225 | $2,369+162.7% | $3,023+105.9% | $2,756+125.8% |
| Participant deferral / active EE | $6,302 | $4,120+52.9% | $5,054+24.7% | $4,299+46.6% |
| Admin fee / account holder | $3,973 | $8,053-50.7% | $9,455-58.0% | $6,940-42.8% |