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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,865 | $76,407+228.3% | $150,298+66.9% | $82,448+204.3% |
| Participation rate | 91.4% | 66.4%+25.0pp | 77.8%+13.7pp | 68.1%+23.4pp |
| Annual return | 19.18% | 39.99%-20.8pp | 62.79%-43.6pp | 41.64%-22.5pp |
| Employer contribution / active EE | $7,302 | $2,614+179.3% | $4,154+75.8% | $2,551+186.3% |
| Participant deferral / active EE | $4,632 | $3,214+44.1% | $5,453-15.0% | $4,139+11.9% |
| Admin fee / account holder | $1,693 | $6,352-73.3% | $14,116-88.0% | $7,234-76.6% |