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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,100 | $178,174-22.5% | $156,181-11.6% | $137,256+0.6% |
| Participation rate | 66.7% | 82.0%-15.4pp | 78.8%-12.2pp | 80.0%-13.3pp |
| Annual return | 16.78% | 84.19%-67.4pp | 64.87%-48.1pp | 220.34%-203.6pp |
| Employer contribution / active EE | $2,878 | $4,972-42.1% | $4,294-33.0% | $4,156-30.7% |
| Participant deferral / active EE | $4,884 | $6,888-29.1% | $6,132-20.4% | $6,407-23.8% |
| Admin fee / account holder | $726 | $17,404-95.8% | $14,586-95.0% | $12,270-94.1% |