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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,100 | $199,109-30.6% | $173,730-20.5% | $154,746-10.8% |
| Participation rate | 66.7% | 82.8%-16.1pp | 79.6%-12.9pp | 80.7%-14.0pp |
| Annual return | 16.78% | 20.02%-3.2pp | 19.96%-3.2pp | 172.34%-155.6pp |
| Employer contribution / active EE | $2,878 | $5,311-45.8% | $4,577-37.1% | $4,379-34.3% |
| Participant deferral / active EE | $4,884 | $7,113-31.3% | $6,326-22.8% | $6,730-27.4% |
| Admin fee / account holder | $726 | $20,916-96.5% | $17,523-95.9% | $14,365-94.9% |