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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,970 | $117,846+48.5% | $102,434+70.8% | $145,884+19.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 12.33% | 31.90%-19.6pp | 29.46%-17.1pp | 551.85%-539.5pp |
| Employer contribution / active EE | $14,053 | $3,615+288.8% | $3,023+364.9% | $4,662+201.4% |
| Participant deferral / active EE | $7,482 | $5,733+30.5% | $5,055+48.0% | $6,690+11.8% |
| Admin fee / account holder | $8,905 | $13,356-33.3% | $9,462-5.9% | $13,392-33.5% |