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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,443 | $136,860+83.7% | $120,344+108.9% | $154,746+62.5% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 19.43% | 21.38%-1.9pp | 20.30%-0.9pp | 172.34%-152.9pp |
| Employer contribution / active EE | $15,956 | $3,533+351.6% | $3,020+428.3% | $4,379+264.4% |
| Participant deferral / active EE | $7,862 | $5,793+35.7% | $5,135+53.1% | $6,730+16.8% |
| Admin fee / account holder | $1,043 | $15,393-93.2% | $12,742-91.8% | $14,365-92.7% |