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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,616 | $72,071-24.2% | $68,368-20.1% | $137,256-60.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 16.85% | 353.14%-336.3pp | 292.57%-275.7pp | 220.34%-203.5pp |
| Employer contribution / active EE | $2,957 | $2,788+6.0% | $2,649+11.6% | $4,156-28.9% |
| Participant deferral / active EE | $6,723 | $4,410+52.5% | $4,123+63.1% | $6,407+4.9% |
| Admin fee / account holder | $2,189 | $5,336-59.0% | $5,150-57.5% | $12,270-82.2% |