Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,538 | $65,246-8.7% | $98,716-39.7% | $67,986-12.4% |
| Participation rate | 33.1% | 51.4%-18.4pp | 69.3%-36.2pp | 57.2%-24.2pp |
| Annual return | 15.56% | 20.58%-5.0pp | 31.81%-16.2pp | 31.67%-16.1pp |
| Employer contribution / active EE | $1,327 | $1,042+27.3% | $2,279-41.8% | $2,019-34.3% |
| Participant deferral / active EE | $1,965 | $2,594-24.3% | $4,048-51.5% | $3,358-41.5% |
| Admin fee / account holder | $12,842 | $4,561+181.6% | $8,703+47.6% | $3,203+300.9% |