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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,946 | $254,759-85.9% | $216,567-83.4% | $198,609-81.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 19.98% | 10.04%+9.9pp | 12.94%+7.0pp | 202.70%-182.7pp |
| Employer contribution / active EE | $5,665 | $6,096-7.1% | $5,216+8.6% | $5,055+12.1% |
| Participant deferral / active EE | $9,625 | $6,948+38.5% | $6,191+55.5% | $6,977+38.0% |
| Admin fee / account holder | $549 | $26,311-97.9% | $21,981-97.5% | $19,030-97.1% |