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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,339 | $199,109-48.1% | $173,730-40.5% | $154,746-33.2% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 14.10% | 20.02%-5.9pp | 19.96%-5.9pp | 172.34%-158.2pp |
| Employer contribution / active EE | $17,340 | $5,311+226.5% | $4,577+278.8% | $4,379+296.0% |
| Participant deferral / active EE | $13,574 | $7,113+90.9% | $6,326+114.6% | $6,730+101.7% |
| Admin fee / account holder | $1,602 | $20,916-92.3% | $17,523-90.9% | $14,365-88.8% |