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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,211 | $71,230+70.2% | $93,727+29.3% | $80,959+49.7% |
| Participation rate | 84.0% | 60.4%+23.6pp | 68.7%+15.3pp | 67.7%+16.3pp |
| Annual return | 8.53% | 11.26%-2.7pp | 133.83%-125.3pp | 35.67%-27.1pp |
| Employer contribution / active EE | $0 | $1,565-100.0% | $2,421-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,629 | $4,037-59.7% | $4,417-63.1% | $4,300-62.1% |
| Admin fee / account holder | $25,589 | $6,961+267.6% | $8,292+208.6% | $6,925+269.5% |