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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,835 | $108,825+32.2% | $156,181-7.9% | $82,448+74.5% |
| Participation rate | 72.4% | 72.4%0pp | 78.8%-6.4pp | 68.1%+4.3pp |
| Annual return | 6.54% | 20.59%-14.1pp | 64.87%-58.3pp | 41.64%-35.1pp |
| Employer contribution / active EE | $4,132 | $2,870+44.0% | $4,294-3.8% | $2,551+62.0% |
| Participant deferral / active EE | $7,178 | $4,577+56.8% | $6,132+17.1% | $4,139+73.4% |
| Admin fee / account holder | $29,669 | $9,341+217.6% | $14,586+103.4% | $7,234+310.1% |