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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,685 | $81,487+385.6% | $102,412+286.4% | $80,935+388.9% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 15.50% | 25.60%-10.1pp | 24.94%-9.4pp | 35.66%-20.2pp |
| Employer contribution / active EE | $21,193 | $3,103+583.0% | $3,870+447.6% | $2,757+668.8% |
| Participant deferral / active EE | $16,834 | $3,871+334.9% | $5,060+232.7% | $4,299+291.5% |
| Admin fee / account holder | $12,973 | $6,717+93.1% | $8,388+54.7% | $6,924+87.4% |