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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,592 | $100,194-53.5% | $122,979-62.1% | $86,983-46.4% |
| Participation rate | 96.3% | 73.0%+23.4pp | 77.2%+19.2pp | 69.5%+26.8pp |
| Annual return | 10.30% | 16.47%-6.2pp | 20.12%-9.8pp | 25.83%-15.5pp |
| Employer contribution / active EE | $1,633 | $2,326-29.8% | $3,062-46.7% | $2,584-36.8% |
| Participant deferral / active EE | $3,298 | $4,133-20.2% | $5,003-34.1% | $4,194-21.4% |
| Admin fee / account holder | $5,411 | $10,148-46.7% | $12,864-57.9% | $7,856-31.1% |