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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,592 | $97,550-52.2% | $120,344-61.3% | $87,485-46.7% |
| Participation rate | 96.3% | 72.8%+23.5pp | 76.7%+19.6pp | 68.9%+27.4pp |
| Annual return | 10.30% | 18.41%-8.1pp | 20.30%-10.0pp | 26.06%-15.8pp |
| Employer contribution / active EE | $1,633 | $2,291-28.7% | $3,020-45.9% | $2,596-37.1% |
| Participant deferral / active EE | $3,298 | $4,230-22.0% | $5,135-35.8% | $4,274-22.8% |
| Admin fee / account holder | $5,411 | $9,543-43.3% | $12,742-57.5% | $7,775-30.4% |