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Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,731 | $108,825-94.7% | $156,181-96.3% | $82,448-93.0% |
| Participation rate | 98.7% | 72.4%+26.3pp | 78.8%+19.8pp | 68.1%+30.6pp |
| Annual return | 20.12% | 20.59%-0.5pp | 64.87%-44.8pp | 41.64%-21.5pp |
| Employer contribution / active EE | $1,166 | $2,870-59.4% | $4,294-72.8% | $2,551-54.3% |
| Participant deferral / active EE | $1,182 | $4,577-74.2% | $6,132-80.7% | $4,139-71.4% |
| Admin fee / account holder | $246 | $9,341-97.4% | $14,586-98.3% | $7,234-96.6% |