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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,963 | $97,550-34.4% | $120,344-46.8% | $87,485-26.9% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.7%+23.3pp | 68.9%+31.1pp |
| Annual return | 9.95% | 18.41%-8.5pp | 20.30%-10.4pp | 26.06%-16.1pp |
| Employer contribution / active EE | $4,683 | $2,291+104.4% | $3,020+55.1% | $2,596+80.4% |
| Participant deferral / active EE | $4,788 | $4,230+13.2% | $5,135-6.8% | $4,274+12.0% |
| Admin fee / account holder | $3,290 | $9,543-65.5% | $12,742-74.2% | $7,775-57.7% |