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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,963 | $100,194-36.2% | $122,979-48.0% | $86,983-26.5% |
| Participation rate | 100.0% | 73.0%+27.0pp | 77.2%+22.8pp | 69.5%+30.5pp |
| Annual return | 9.95% | 16.47%-6.5pp | 20.12%-10.2pp | 25.83%-15.9pp |
| Employer contribution / active EE | $4,683 | $2,326+101.4% | $3,062+52.9% | $2,584+81.2% |
| Participant deferral / active EE | $4,788 | $4,133+15.8% | $5,003-4.3% | $4,194+14.2% |
| Admin fee / account holder | $3,290 | $10,148-67.6% | $12,864-74.4% | $7,856-58.1% |