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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,522 | $171,492-68.2% | $150,734-63.8% | $198,609-72.5% |
| Participation rate | 75.0% | 81.4%-6.4pp | 78.4%-3.4pp | 82.4%-7.4pp |
| Annual return | 20.22% | 804.70%-784.5pp | 600.81%-580.6pp | 202.70%-182.5pp |
| Employer contribution / active EE | $3,424 | $5,470-37.4% | $4,918-30.4% | $5,055-32.3% |
| Participant deferral / active EE | $7,383 | $6,259+18.0% | $5,610+31.6% | $6,977+5.8% |
| Admin fee / account holder | $9,121 | $17,628-48.3% | $14,905-38.8% | $19,030-52.1% |