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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,522 | $129,737-58.0% | $119,126-54.2% | $154,746-64.8% |
| Participation rate | 75.0% | 78.9%-3.9pp | 75.8%-0.8pp | 80.7%-5.7pp |
| Annual return | 20.22% | 379.08%-358.9pp | 282.11%-261.9pp | 172.34%-152.1pp |
| Employer contribution / active EE | $3,424 | $4,375-21.7% | $4,034-15.1% | $4,379-21.8% |
| Participant deferral / active EE | $7,383 | $5,842+26.4% | $5,318+38.8% | $6,730+9.7% |
| Admin fee / account holder | $9,121 | $11,961-23.7% | $10,693-14.7% | $14,365-36.5% |