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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,522 | $111,535-51.1% | $105,223-48.2% | $137,256-60.3% |
| Participation rate | 75.0% | 78.1%-3.1pp | 75.0%0pp | 80.0%-5.0pp |
| Annual return | 20.22% | 237.85%-217.6pp | 180.65%-160.4pp | 220.34%-200.1pp |
| Employer contribution / active EE | $3,424 | $3,939-13.1% | $3,689-7.2% | $4,156-17.6% |
| Participant deferral / active EE | $7,383 | $5,500+34.2% | $5,072+45.6% | $6,407+15.2% |
| Admin fee / account holder | $9,121 | $9,721-6.2% | $8,859+3.0% | $12,270-25.7% |