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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,250 | $100,194+210.6% | $122,979+153.1% | $86,983+257.8% |
| Participation rate | 96.2% | 73.0%+23.3pp | 77.2%+19.0pp | 69.5%+26.7pp |
| Annual return | 9.58% | 16.47%-6.9pp | 20.12%-10.5pp | 25.83%-16.3pp |
| Employer contribution / active EE | $9,046 | $2,326+289.0% | $3,062+195.4% | $2,584+250.0% |
| Participant deferral / active EE | $4,622 | $4,133+11.8% | $5,003-7.6% | $4,194+10.2% |
| Admin fee / account holder | $13,144 | $10,148+29.5% | $12,864+2.2% | $7,856+67.3% |