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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,250 | $97,550+219.1% | $120,344+158.6% | $87,485+255.8% |
| Participation rate | 96.2% | 72.8%+23.4pp | 76.7%+19.5pp | 68.9%+27.3pp |
| Annual return | 9.58% | 18.41%-8.8pp | 20.30%-10.7pp | 26.06%-16.5pp |
| Employer contribution / active EE | $9,046 | $2,291+294.9% | $3,020+199.5% | $2,596+248.4% |
| Participant deferral / active EE | $4,622 | $4,230+9.3% | $5,135-10.0% | $4,274+8.2% |
| Admin fee / account holder | $13,144 | $9,543+37.7% | $12,742+3.2% | $7,775+69.1% |