Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,287 | $87,166+12.8% | $76,735+28.1% | $137,256-28.4% |
| Participation rate | 47.8% | 74.4%-26.5pp | 69.5%-21.7pp | 80.0%-32.1pp |
| Annual return | 16.91% | 26.50%-9.6pp | 29.77%-12.9pp | 220.34%-203.4pp |
| Employer contribution / active EE | $409 | $2,904-85.9% | $2,454-83.3% | $4,156-90.2% |
| Participant deferral / active EE | $3,300 | $4,726-30.2% | $4,088-19.3% | $6,407-48.5% |
| Admin fee / account holder | $1,124 | $8,403-86.6% | $7,189-84.4% | $12,270-90.8% |