Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,244 | $78,607-70.4% | $105,624-78.0% | $74,478-68.8% |
| Participation rate | 42.0% | 72.8%-30.8pp | 75.3%-33.3pp | 67.2%-25.2pp |
| Annual return | 11.56% | 15.96%-4.4pp | 116.20%-104.6pp | 1370.56%-1359.0pp |
| Employer contribution / active EE | $301 | $2,523-88.1% | $3,168-90.5% | $2,626-88.5% |
| Participant deferral / active EE | $2,067 | $4,325-52.2% | $5,013-58.8% | $4,350-52.5% |
| Admin fee / account holder | $3,943 | $2,220+77.6% | $10,961-64.0% | $1,946+102.6% |