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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,595 | $181,062+31.8% | $158,223+50.8% | $155,188+53.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 14.25% | 57.39%-43.1pp | 52.09%-37.8pp | 148.84%-134.6pp |
| Employer contribution / active EE | $9,913 | $4,565+117.2% | $4,109+141.3% | $4,248+133.4% |
| Participant deferral / active EE | $21,158 | $6,134+244.9% | $5,467+287.0% | $6,531+223.9% |
| Admin fee / account holder | $5,032 | $18,825-73.3% | $16,047-68.6% | $14,480-65.2% |