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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,595 | $174,379+36.8% | $152,093+56.9% | $138,895+71.8% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 14.25% | 74.86%-60.6pp | 66.36%-52.1pp | 145.39%-131.1pp |
| Employer contribution / active EE | $9,913 | $4,652+113.1% | $4,175+137.4% | $4,194+136.3% |
| Participant deferral / active EE | $21,158 | $6,159+243.5% | $5,451+288.1% | $6,396+230.8% |
| Admin fee / account holder | $5,032 | $16,880-70.2% | $14,497-65.3% | $12,562-59.9% |