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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,622 | $254,759+39.2% | $216,567+63.7% | $198,609+78.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 12.43% | 10.04%+2.4pp | 12.94%-0.5pp | 202.70%-190.3pp |
| Employer contribution / active EE | $8,566 | $6,096+40.5% | $5,216+64.2% | $5,055+69.5% |
| Participant deferral / active EE | $6,879 | $6,948-1.0% | $6,191+11.1% | $6,977-1.4% |
| Admin fee / account holder | $7,901 | $26,311-70.0% | $21,981-64.1% | $19,030-58.5% |