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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,299 | $67,894+77.2% | $89,340+34.7% | $82,448+45.9% |
| Participation rate | 87.7% | 64.0%+23.6pp | 69.6%+18.1pp | 68.1%+19.6pp |
| Annual return | 7.94% | 19.21%-11.3pp | 20.57%-12.6pp | 41.64%-33.7pp |
| Employer contribution / active EE | $1,629 | $1,828-10.9% | $2,231-27.0% | $2,551-36.1% |
| Participant deferral / active EE | $5,009 | $3,072+63.0% | $3,823+31.0% | $4,139+21.0% |
| Admin fee / account holder | $3,191 | $5,723-44.2% | $6,704-52.4% | $7,234-55.9% |