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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,378 | $87,106-16.9% | $105,607-31.5% | $80,935-10.6% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.7%+32.3pp |
| Annual return | 14.71% | 17.01%-2.3pp | 116.11%-101.4pp | 35.66%-20.9pp |
| Employer contribution / active EE | $3,849 | $2,396+60.6% | $3,167+21.5% | $2,757+39.6% |
| Participant deferral / active EE | $1,535 | $3,986-61.5% | $5,011-69.4% | $4,299-64.3% |
| Admin fee / account holder | $3,104 | $8,447-63.3% | $10,958-71.7% | $6,924-55.2% |