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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,790 | $97,125+197.3% | $86,233+234.9% | $137,256+110.4% |
| Participation rate | 93.3% | 74.2%+19.1pp | 69.0%+24.3pp | 80.0%+13.4pp |
| Annual return | 19.07% | 74.19%-55.1pp | 61.39%-42.3pp | 220.34%-201.3pp |
| Employer contribution / active EE | $6,591 | $2,841+132.0% | $2,504+163.2% | $4,156+58.6% |
| Participant deferral / active EE | $3,973 | $5,180-23.3% | $4,559-12.8% | $6,407-38.0% |
| Admin fee / account holder | $11,401 | $9,725+17.2% | $8,342+36.7% | $12,270-7.1% |