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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,790 | $108,882+165.2% | $96,754+198.5% | $154,746+86.6% |
| Participation rate | 93.3% | 75.1%+18.3pp | 70.3%+23.1pp | 80.7%+12.6pp |
| Annual return | 19.07% | 98.39%-79.3pp | 82.04%-63.0pp | 172.34%-153.3pp |
| Employer contribution / active EE | $6,591 | $3,018+118.4% | $2,679+146.0% | $4,379+50.5% |
| Participant deferral / active EE | $3,973 | $5,323-25.4% | $4,758-16.5% | $6,730-41.0% |
| Admin fee / account holder | $11,401 | $10,200+11.8% | $8,905+28.0% | $14,365-20.6% |