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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,790 | $107,809+167.9% | $97,032+197.6% | $155,188+86.1% |
| Participation rate | 93.3% | 75.5%+17.9pp | 71.6%+21.8pp | 80.8%+12.5pp |
| Annual return | 19.07% | 38.06%-19.0pp | 35.38%-16.3pp | 148.84%-129.8pp |
| Employer contribution / active EE | $6,591 | $2,911+126.4% | $2,629+150.7% | $4,248+55.2% |
| Participant deferral / active EE | $3,973 | $5,129-22.5% | $4,672-15.0% | $6,531-39.2% |
| Admin fee / account holder | $11,401 | $10,717+6.4% | $9,418+21.1% | $14,480-21.3% |