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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,358 | $183,516+9.2% | $155,534+28.8% | $145,884+37.3% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 12.15% | 61.43%-49.3pp | 64.92%-52.8pp | 551.85%-539.7pp |
| Employer contribution / active EE | $3,278 | $5,315-38.3% | $4,675-29.9% | $4,662-29.7% |
| Participant deferral / active EE | $8,654 | $6,467+33.8% | $5,630+53.7% | $6,690+29.4% |
| Admin fee / account holder | $1,617 | $19,293-91.6% | $15,900-89.8% | $13,392-87.9% |