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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,358 | $183,592+9.1% | $155,567+28.8% | $145,959+37.3% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 12.15% | 61.24%-49.1pp | 64.74%-52.6pp | 561.95%-549.8pp |
| Employer contribution / active EE | $3,278 | $5,315-38.3% | $4,674-29.9% | $4,661-29.7% |
| Participant deferral / active EE | $8,654 | $6,464+33.9% | $5,628+53.8% | $6,689+29.4% |
| Admin fee / account holder | $1,617 | $19,318-91.6% | $15,916-89.8% | $13,398-87.9% |