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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,846 | $136,860-57.0% | $120,344-51.1% | $154,746-62.0% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 5.48% | 21.38%-15.9pp | 20.30%-14.8pp | 172.34%-166.9pp |
| Employer contribution / active EE | $1,735 | $3,533-50.9% | $3,020-42.6% | $4,379-60.4% |
| Participant deferral / active EE | $2,230 | $5,793-61.5% | $5,135-56.6% | $6,730-66.9% |
| Admin fee / account holder | $3,059 | $15,393-80.1% | $12,742-76.0% | $14,365-78.7% |