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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,722 | $51,638+687.6% | $68,368+494.9% | $82,448+393.3% |
| Participation rate | 96.3% | 63.6%+32.7pp | 73.8%+22.5pp | 68.1%+28.2pp |
| Annual return | 12.09% | 37.53%-25.4pp | 292.57%-280.5pp | 41.64%-29.6pp |
| Employer contribution / active EE | $11,048 | $2,047+439.9% | $2,649+317.1% | $2,551+333.1% |
| Participant deferral / active EE | $9,666 | $2,914+231.8% | $4,123+134.5% | $4,139+133.5% |
| Admin fee / account holder | $42,751 | $4,643+820.7% | $5,150+730.2% | $7,234+490.9% |