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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,300 | $87,106-34.2% | $105,607-45.7% | $80,935-29.2% |
| Participation rate | 98.2% | 70.4%+27.7pp | 75.3%+22.9pp | 67.7%+30.5pp |
| Annual return | 11.25% | 17.01%-5.8pp | 116.11%-104.9pp | 35.66%-24.4pp |
| Employer contribution / active EE | $2,346 | $2,396-2.1% | $3,167-25.9% | $2,757-14.9% |
| Participant deferral / active EE | $1,410 | $3,986-64.6% | $5,011-71.9% | $4,299-67.2% |
| Admin fee / account holder | $486 | $8,447-94.3% | $10,958-95.6% | $6,924-93.0% |